Your trusted mortgage broker

We compare lenders and negotiate on your behalf to find the right loan for your needs. Home loans, refinancing, and investment lending made simple.

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25+

Lenders compared

100%

Personalised advice

Obligation consultation

Our lender panel

How it works

Book a free chat

We compare lenders & options

Get tailored recommendations

We handle paperwork & approval

Ongoing support after settlement

What our clients say

"A3 Mortgages made buying our first home so much easier. They explained everything and got us a great rate!"

— Sarah & Tom, Sydney

"Professional, responsive, and genuinely cared about our needs. Highly recommend for refinancing!"

— Priya, Melbourne

"As a small business owner, I struggled with banks. A3 found a lender who understood my situation."

— Michael, Brisbane

Frequently asked questions

Do you charge a fee for your service?

No, our service is free for clients. We are paid by the lender you choose, not by you.

How long does approval take?

It varies by lender and your situation, but we aim to get you approved as quickly as possible—often within a week for straightforward cases.

Can you help if I’m self-employed?

Absolutely! We specialise in helping self-employed clients and have access to lenders with flexible assessment criteria.

What documents do I need?

Typically, ID, payslips or tax returns, bank statements, and details of your assets and liabilities. We’ll guide you through exactly what’s needed.

Learn more about home loans

Tips for first home buyers

Check your borrowing power early
Understand government grants and schemes
Get pre-approval before house hunting

Refinancing: When & why?

Refinance to get a better rate or features
Consider costs vs. savings
Review your loan every 2-3 years

Investment property basics

Choose the right loan structure
Factor in rental yield and expenses
Plan for long-term growth

How we can help

First home buyers

End-to-end guidance on deposits, government schemes, and the right product for your first purchase.

Refinancing

Review your current loan and switch to a sharper rate or better features to save money and stress.

Investment loans

Structuring and lender selection for building your portfolio with confidence and flexibility.

Self-employed

Solutions tailored for business owners, including alt-doc options and flexible assessment.

About A3 Mortgages

A3 Mortgages is an Australian mortgage broking business focused on simple, transparent lending advice. We compare a wide panel of lenders and do the legwork, so you can focus on what matters—your goals and your home.

Clear, tailored recommendations
We handle the paperwork and lender follow-up
Ongoing support after settlement

Business name: A3 Mortgages · ABN: 98 651 106 982

Contact us

Tell us a bit about your situation and we’ll get back to you shortly.